Is financing available for this work?

Yes — financing is available for qualified Santa Monica homeowners, subject to qualification by the financing provider (approval is never guaranteed, and we don't quote rates). Qualifying cool-roof products may also open PACE-style energy financing; we confirm what applies to your property.

Service area · 90402, 90403, 90405

Roofing in Santa Monica.

Santa Monica's marine air is the real story. Every detail — fastener, flashing, membrane edge — has to be specified for salt corrosion.

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Climate & conditions

What Santa Monica roofs are up against.

Persistent marine layer most of the year. Salt-laden air corrodes standard galvanized steel quickly. Mild temperatures with high humidity.

Common roof types

What we work on in Santa Monica.

1920s Spanish Revival with original or relayed clay tile
Mid-century flat-roof contemporaries with TPO or PVC
Modern remodels with standing-seam metal

What we see most

The repairs Santa Monica homeowners call us about.

Salt corrosion on exposed fasteners and flashings
Algae and moss on shaded north-facing slopes
Coastal-zone permitting and HOA approvals

Recent project

A signature Santa Monica job.

Sunset Park flat-roof contemporary — full TPO re-roof with stainless fasteners, custom coping caps, and integrated solar mounts.

Book Your Free Inspection in Santa Monica.

We come out, walk the roof, take drone photos, and send you a written assessment within 48 hours. No pressure, no theater.

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Local roofing codes

Roofing codes & requirements in Santa Monica

Energy / cool roof (Title 24)

Santa Monica sits in California Energy Commission Climate Zone 6. Under Title 24, Part 6, a low-slope or flat roof here must use a cool-roof product (aged solar reflectance of at least 0.63 and thermal emittance of at least 0.75 — roughly SRI 75) when you replace 50% or more of the roof or about 1,000 sq ft or more. Steep-slope (pitched) residential roofs in Climate Zone 6 are exempt from the cool-roof requirement, so standard shingle or tile is fine. Small like-for-like repairs generally don't trigger it. See the California Energy Commission standards and the CRRC directory for rated products.

Fire

Santa Monica is flat coastal terrain and isn't in a Very High Fire Hazard Severity Zone, so a standard Class A roof is typical. Confirm your specific parcel. You can check any parcel on the CAL FIRE hazard-zone viewer.

Decking / sheathing

Many older Santa Monica homes were built with spaced 1×6 “skip” sheathing under the original roof. For a modern shingle or tile system — and for a Class A assembly — that decking often has to be overlaid with solid sheathing, and any rotted boards replaced. We confirm exactly what your roof needs with a deck inspection at tear-off, not a guess.

Color & materials

Roof color isn't regulated by code. Where a cool roof is required you need a CRRC-rated product that meets the SRI — and those come in a wide range of colors, not just white.

Source: the City of Santa Monica Building & Safety, the California Energy Commission, and CAL FIRE. Roofing codes change and are parcel-specific — confirm with the City of Santa Monica Building & Safety before your project, or call us at (866) 685-3889 and we'll confirm it for you.

Santa Monica roofing FAQ

Common Santa Monica roofing-code questions

Does my Santa Monica roof need to be Title 24 cool-roof compliant?

Only on flat or low-slope sections. Santa Monica is in Climate Zone 6, so Title 24 requires a cool roof (about SRI 75) when you replace 50%+ of a low-slope roof, but steep-slope shingle and tile roofs are exempt here.

Is Santa Monica in a fire zone that requires a Class A roof?

Usually no — most of Santa Monica isn't in a Very High Fire Hazard Severity Zone, so a standard Class A roof is typical. Confirm your parcel on the CAL FIRE viewer.

Will my old spaced sheathing need to be re-decked?

Sometimes. Older Santa Monica homes often have spaced 1×6 sheathing; a modern shingle or tile system (and a Class A assembly) may need solid sheathing over it. A deck inspection at tear-off tells us for sure.

Financing

Financing available for qualified Santa Monica homeowners

You don't have to pay for a roof all at once: financing is available for qualified homeowners, subject to qualification — written itemized pricing first, financing second, never any pressure. And because Title 24 cool-roof products are qualifying energy improvements, a Santa Monica re-roof that needs one may also qualify for PACE-style energy financing — ask us and we'll confirm what applies to your property. How roof financing works in Los Angeles →